Company profile
Facts
With more than 9 million customers, we are the third largest bank in Germany. Our core business includes savings accounts, mortgages, investment products, consumer loans and current accounts for private customers. In the Business Banking segment, we grant loans to small and medium-sized enterprises and offer an interest-bearing savings account as well as a current account. In the Wholesale Banking segment, we provide banking solutions and services for large, multinational companies. With almost 5,000 colleagues, we are located in Frankfurt am Main (headquarters), Berlin, Hanover and Nuremberg.
The key financial figures of ING Holding Deutschland GmbH at a glance
2023 | 2022 | 2021 | 2020 | 2019 | |
---|---|---|---|---|---|
Total assets (in Mio. Euro) | 195,498 | 198,189 | 181,897 | 176,192 | 176,192 |
Customer deposits (in Mio. Euro) | 145,224 | 138,895 | 136,005 | 139,503 | 139,503 |
Loans and advances to customer (in Mio. Euro) | 132,588 | 126,012 | 127,476 | 118,943 | 118,943 |
Equity (in Mio. Euro) | 10,101 | 9,178 | 9,301 | 8,680 | 8,680 |
Profit before tax (in Mio. Euro) | 2,466 | 1,040 | 1,169 | 1,352 | 1,352 |
Business volume* (in Mio. Euro) | 386,981 | 358,752 | 357,174 | 318,142 | 318,142 |
Ø Number of employees | 5,886 | 5,972 | 6,043 | 5,295 | 5,295 |
The table contains the key figures of ING Holding Deutschland GmbH.
*Sum of customer deposits, consumer and Wholesale Banking loans and brokerage volume.
Annual Reports 2010 to 2023
- Annual report 2023 (DE)
- Annual report 2022 (DE)
- Annual report 2021 (DE)
- Annual report 2020 (DE)
- Annual report 2019 (DE)
- Annual report 2018 (DE)
- Annual report 2017 (EN)
- Annual report 2016 (EN)
- Annual report 2015 (EN)
- Annual report 2014 (EN)
- Annual report 2013 (EN)
- Annual report 2012 (EN)
- Annual report 2011 (EN)
- Annual report 2010 (EN)
Rating
Rating overview of ING-DiBa AG
Currently, the rating agency Moody's scored the ING-DiBa AG as follows:
- Hypothekenpfandbrief: AAA
- Long Term Counterparty Risk Assessment: Aa3
- Long Term Deposits: A2
- Outlook: stable
- Short Term Counterparty Risk Assessment: P-1
- Baseline Credit Assessment (BCA): A3
Outlook: stable
Rating documents in PDF format
Moody's Bank Rating
Moody's Banking System Outlook Update - Germany
Moody's Covered Bond
Performance Overview 30-09-2024
Performance Overview 30-06-2024
Performance Overview 31-03-2024
Performance Overview 31-12-2023
Funding
Funding Information of ING-DiBa AG
ING-DiBa AG was granted the license to issue Mortgage Pfandbriefe from the German authority BaFin – Bundesanstalt für Finanzdienstleistungsaufsicht in November 2010. On the 31st of May 2011, a programme for the issuance of Mortgage Pfandbriefe has been launched, out of which ING-DiBa AG will issue its Pfandbriefe.
Starting the Pfandbrief issuance is the next milestone in the development of ING-DiBa AG and reflects its position as a large mortgage financer in Germany. Mortgage Pfandbriefe are a further diversification of ING-DiBa AG's funding mix. The main funding tool will remain the deposit business with private customers.
Funding / Cover Pool documents in PDF format
Debt Issuance Programme 13-05-2024 (PDF 1,57 MB)
Archive Debt Issuance Programme
Final Terms A2YNWE 09-09-2024 (PDF 151 KB)
Final Terms A2YNWD 30-11-2023 (PDF 168 KB)
Final Terms A2YNWC 15-11-2023 (PDF 239 KB)
Final Terms A2YNWB 13-09-2022 (PDF 308 KB)
Final Terms A2YNWA 25-02-2022 (PDF 296 KB)
Final Terms A1KRJV 07-10-2021 (PDF 303 KB)
Final Terms A1KRJU 23-05-2019 (PDF 120 KB)
Final Terms A1KRJT 23-05-2019 (PDF 120 KB)
Cover Pool
§28 PfandBG Report of 30.09.2024
§28 PfandBG Report of 30.06.2024
§28 PfandBG Report of 31.03.2024
§28 PfandBG Report of 31.12.2023
Green Pfandbrief
ING Global Green Funding Framework 2024
ISS ESG Second Party Opinion 2024
ISS ESG Second Party Opinion 2022
ISS-oekom Second Party Opinion 2021 - ING-DiBa AG
Post-issuance Green Bond Impact Report 2023
Post-issuance Green Bond Allocation Report 2023
Post-issuance Green Bond Impact Report 2022
Post-issuance Green Bond Allocation Report 2022
Post-issuance Green Bond Impact Report 2021
Post-issuance Green Bond Allocation Report 2021
Pre-issuance Green Bond Impact Report & Methodology 2021
Annual Financial Statements of ING-DiBa AG (HGB)
Contact
Institutional Investors
Funding / Investor Relations:
Dieter Schreiner
Telephone +49 (0)69 / 27 222 69159
IR@ing.de
Corporate Communications
Media Relations:
Alexander Baumgart
Telephone +49 (0) 69 / 27 222 66145
alexander.baumgart@ing.de
Customers
Telephone 069 / 50 500 105
Wholesale Banking
Telephone +49 (0) 69 / 27 222 62591
http://www.ingwb.de