Investor Relations (en) - ING

Company profile

Facts

With more than 10 million customers, ING Germany is the third-largest bank in Germany. Our core products are current accounts, residential mortgages, savings, consumer loans and securities. In the Business Banking segment, we lend to SMEs, freelancers and self-employed business owners. We also offer an interest-bearing call deposit account and a business account. In Wholesale Banking, we offer banking services to large, international companies. With almost 5,000 colleagues, we are located in Frankfurt am Main (headquarters), Berlin, Hanover and Nuremberg.

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Financial Information
Rating
Funding
Green Pfandbrief
Publications
Annual Financial Statements (HGB)
Contact

The key financial figures of ING Holding Deutschland GmbH at a glance

	2023	2022	2021	2020	2019
Total assets (in Mio. Euro)	195,498	198,189	181,897	176,192	176,192
Customer deposits (in Mio. Euro)	145,224	138,895	136,005	139,503	139,503
Loans and advances to customer (in Mio. Euro)	132,588	126,012	127,476	118,943	118,943
Equity (in Mio. Euro)	10,101	9,178	9,301	8,680	8,680
Profit before tax (in Mio. Euro)	2,466	1,040	1,169	1,352	1,352
Business volume* (in Mio. Euro)	386,981	358,752	357,174	318,142	318,142
Ø Number of employees	5,886	5,972	6,043	5,295	5,295

The table contains the key figures of ING Holding Deutschland GmbH.

*Sum of customer deposits, consumer and Wholesale Banking loans and brokerage volume.

Annual Reports 2010 to 2023

Rating

Rating overview of ING-DiBa AG
Currently, the rating agency Moody's scored the ING-DiBa AG as follows:

Hypothekenpfandbrief: AAA
Long Term Counterparty Risk Assessment: Aa3
Long Term Deposits: A2
Outlook: stable
Short Term Counterparty Risk Assessment: P-1
Baseline Credit Assessment (BCA): A3
Outlook: stable

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Rating documents in PDF format

Moody's Bank Rating

Moody's Banking System Outlook Update - Germany

Credit Opinion 19-12-2023

Archive Credit Opinion

Moody's Covered Bond

Performance Overview 31-12-2024

Performance Overview 30-09-2024

Performance Overview 30-06-2024

Performance Overview 31-03-2024

Archive Performance Overview

Credit Opinion 25-11-2019

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Funding

Funding Information of ING-DiBa AG

ING-DiBa AG was granted the license to issue Mortgage Pfandbriefe from the German authority BaFin – Bundesanstalt für Finanzdienstleistungsaufsicht in November 2010. On the 31st of May 2011, a programme for the issuance of Mortgage Pfandbriefe has been launched, out of which ING-DiBa AG will issue its Pfandbriefe.

Starting the Pfandbrief issuance is the next milestone in the development of ING-DiBa AG and reflects its position as a large mortgage financer in Germany. Mortgage Pfandbriefe are a further diversification of ING-DiBa AG's funding mix. The main funding tool will remain the deposit business with private customers.